The simplest Mint alternative (no bank login)

Intuit shut Mint down and pushed everyone toward Credit Karma, which isn't really a budgeting app. If you're reading this, you probably just want the simple thing back: a clear view of what you earn, what you spend, and what's left.

The good news — you don't need Mint, and you don't need to hand any app your bank login to budget well.

It's easy to pick the app with the longest feature list. For most people, the opposite is smarter. A budgeting app you'll actually keep using is:

• Simple enough to start in five minutes, not five evenings
• Private — it doesn’t ask for your bank password or sell your data
• Honest about your spending, not a wall of charts you never open
• Cheap (or free to start) — no €100/year subscription to feel guilty about

Mint worked by connecting to your bank. That's exactly the part a lot of people were never comfortable with — handing a third party the keys to every account. When you enter spending yourself (or snap a receipt, or import a CSV), three things get better: your data stays yours, there's nothing to breach, and you actually notice where your money goes because you touched each number.

It takes a few extra taps a week. For most beginners that small moment of awareness is the whole point — it's what a feed of auto-synced transactions quietly removes.

BudgetPro is a private, beautiful budgeting app built for people who want simple. You add spending manually, by receipt scan, or CSV import; it turns into a living monthly dashboard — spending is always derived from what you logged, so the numbers stay honest.

• No bank logins, ever — works outside the US too (no Plaid gate)
• Plain English and gentle guides built in, made for total beginners
• Free to start; an optional €9 one-time Founding Member deal unlocks Pro depth
• Installs to your phone home screen like an app (no app store needed)

The honest trade-off: BudgetPro won't auto-import your transactions — that's the deliberate choice that keeps it private. If bank-sync is a must-have for you, it isn't the right tool. If you wanted Mint to be simpler and less creepy, it probably is.

You don't need to import years of history. Start with this month: set your take-home income, add a handful of categories (rent, groceries, fun, savings), and log what you've spent so far. That's enough to see your month clearly today.

If you have a CSV export from Mint or your bank, you can import it to fill in the gaps — but you don't have to. A clean start is often the calmer one.